Personal Umbrella

Personal Umbrella near Garner, NC

Protect your assets with personal umbrella insurance coverage

A personal umbrella insurance policy offers an extra layer of liability protection for your assets if there’s a serious auto accident or accident on your property. Otherwise, you could be liable for more than your current auto or homeowners coverage limits.

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    Other Insurance Types

    Identity Theft Insurance

    In today’s age, more of our day to day business is taking place in a digital environment. Shopping, paying our bills, even getting our mail has largely moved to the virtual infrastructure of the Internet where information can easily be stored, shared, and even misused. Identity theft happens to millions of people each year creating exhausting and time consuming work to restore their good name. Our team can take that burden off you by monitoring your credit 24/7 for suspicious activity, minimizing damage by quickly calling and filing forms with required agencies, and even providing you with up to $25,000 of deductible-free reimbursement.

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    A standard motorcycle insurance policy will cover some portion of the costs associated with damage to your bike. It will also provide compensation in the event that you cause harm another person or their property or have legal fees to pay an accident. Known as “bodily injury and property damage liability,” your motorcycle liability insurance covers the cost of liability claims and legal fees, up to the limits of your policy, if are at fault in an accident.

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    Motorcycle Insurance
    Boat Insurance

    Boat insurance covers you in the event of a loss or damage to your boat. It covers most watercraft with motors, including fishing boats, pontoon boats, paddle boats, leisure crafts and yachts. Boat insurance does not usually cover canoes, kayaks or personal watercrafts (PWCs)

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    In recent times, we’ve all seen what can happen when mother nature gives us more water than we can handle. Because of differences in the likelihood of this event happening to your property, flood coverage is left out of most homeowners insurance policies. Our team is ready to evaluate your risk and make sure you aren’t missing an important part of protecting your investment.

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    Flood Insurance
    Condo Insurance

    Insuring personal belongings is the main responsibility for condo owners, as your HOA master coverage does not typically extend protection to your stuff. In fact, the value of your electronics, jewelry, furniture, clothing, and all the rest of your property is perhaps the key factor in determining how much condo insurance you need.

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    Landlord insurance provides coverage for property owners renting out one or more residential homes, apartments, or condos. As a landlord, you need protection from financial loss that may result from damages to a rental property due to fire, break-in, severe weather and more. You can get insurance to help cover loss of income in the event that your rental units become uninhabitable due to circumstances beyond your control.

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    Landlord Insurance
    Renters Insurance

    Renters Yes- you need Renters Insurance. Your landlord only insures the building you live in- not YOUR personal belongings!

    If there is a fire or other catastrophe, who will replace your:

    • clothing
    • furniture
    • stereo
    • TV
    • computer
    • jewelry
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    Your home is your greatest investment and where the life of your family is centered. Protecting your hard work and safe haven are values members of ISG understands both professionally and when it comes to each of our own families. Let our experienced agents design a homeowner’s policy that safeguards the place where you hang your hat.

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    Home Insurance
    Auto Insurance

    Auto insurance is one of the most utilized form of personal insurance we offer. If you are ever in an accident, you have enough to worry about without wondering if your policy will cover the expenses. Our team understands the needs of you and your family on the road and will navigate you to an insurance plan that will let you ride a little easier through your day.

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