Long Term Care

Long-Term Care Insurance is designed to cover the costs of prolonged health care services that are not typically covered by standard health insurance or Medicare. This includes assistance with daily activities such as bathing, dressing, and eating, which may become necessary due to aging, illness, or disability. Coverage can apply to care provided at home, in a community organization, or a specialized facility like a nursing home. By mitigating the financial burden of long-term care, this insurance helps preserve your savings and assets. It also gives you the flexibility to choose the level of care that best suits your needs, ensuring that you can maintain your quality of life even when facing chronic health issues.